Imran Mubeen
Independent Member (Non Executive) - Finance Committee, Stonewater

Duncan Brown
Chief Finance Officer, MTVH

Denise Campbell
Head of Treasury, Great Places

Denise is the Head of Treasury at Great Places, a housing association group in the North West of England and Yorkshire with 26,000 homes. She leads the corporate finance, business planning, liquidity and securitisation activities. She is on the Great Places carbon management team, focusing on sustainability. She is on the committee of the nation-wide Treasury Managers’ Group.

Great Places has a significant Homes England Strategic Partnership, being a large developer of new homes, and leads ground-breaking social activities like Greater Manchester’s Housing First scheme that tackles homelessness.

Denise is a chartered accountant (FCA) with seven years’ experience in social housing, having previously worked in external and internal audit in Deloitte Manchester, private sector property, and global banking operations.

Malcolm Cooper
Chair, MORhomes

Anne Costain
Chief Financial Officer, Stonewater

Anne is a qualified Chartered Accountant and Corporate Treasurer. She has worked in housing for over 10 years at a senior level. Before working in housing, Anne worked in manufacturing for a number of organisations, from SME to Fortune 500 and FTSE 250 – latterly as Finance Director for De la Rue in its Currency and Supply Chain division.

Ben Colyer
Corporate Treasury Director, Platform Housing

Ben oversees the treasury, cash, income and legal teams at Platform Housing Group, who own and manage over 50,000 homes across the Midlands and have a debt book in excess of £2bn. Ben’s worked in the sector for over 15 years, predominantly in the areas of Treasury and Financial Planning and Analysis, and started off life working in the Financial Services Audit Team at KPMG

Jenny Danson
Chief Executive, Healthy Homes Hub

With over 30 years of leadership experience, Jenny has held prominent roles including CEO, COO, Executive Director, and Programme Manager. Jenny's impressive career spans various sectors, working with giants like BAA plc, Boots Opticians, Lovell, Ilke Homes, Kier, and Fortem, as well as numerous Councils and Housing Associations. Her strategic and operational prowess has consistently driven growth and innovation in every organisation she’s touched. In 2017, Jenny founded Danery to provide executive coaching and consultancy to the housing sector and tech start-ups. Her passion for property innovation led to the launch of the Proptech Innovation Network in 2021, a groundbreaking initiative in social housing. Jenny has worked with and supported over 130 housing associations, local authorities and combined authorities over the last 20 years. Now, with the establishment of Healthy Homes Hub in 2024, Jenny aims to create a collaborative platform to promote healthier, more sustainable living environments. With her extensive expertise and industry connections, Jenny is set to make Healthy Homes Hub a beacon of change in social housing.

Peter Denton CBE
Board Member, Places for People

Peter is a Board Member of Places for People, a member of Eurazeo’s real estate committee, a Marlborough College Council member, and a Global Trustee of the Urban Land Institute. He recently stepped down from executive roles, having served as CEO of Homes England and The Hyde Group. Over a 30-year career, he has led in affordable housing, regeneration, pan-European real estate, and investment management. In 2025, he was appointed Commander of the Order of the British Empire for services to housing and urban regeneration.

Paul Dongha
Head of Responsible AI & AI Strategy, NatWest Group

Paul leads the development and implementation of ethical AI practices and strategies across the Group. His teams collaborate with cross-functional teams to integrate responsible AI principles and practices into the bank's AI initiatives, oversee compliance with AI governance frameworks, incl the EU AI Act.

Paul also leads the bank's AI strategy, focusing on leveraging AI technologies to drive innovation and improve customer experiences. His Strategy teams work closely with product teams and Business Unit strategy teams, to identify opportunities for AI to create value. Their strategy is underpinned by Responsible AI.

Previously as Group Head of Data & AI Ethics, at Lloyds Banking Group Paul co-chaired the bank’s Data & AI Ethics Board and created bank-wide governance for AI ethics, extending and deepening the bank’s development practices with AI guardrails.

He has been a Senior IT Director and Global Programme Manager within financial services with +24 years’ experience in leading and managing multi-year IT programs with a £25mio annual budget.

Paul has a PhD in AI and taught AI at Manchester University.

Lauren Fradgley
Assistant Director of Treasury, Stonewater

Lauren leads the Treasury team at Stonewater and has worked in the housing sector for over eight years. Prior to this she worked in Investment Banking at BNP Paribas, in Mergers & Acquisitions and then Equity Capital Markets. Lauren is passionate about the work she does, building and working with great teams and advisors and always striving to deliver the best possible outcomes. Her team won Team of the Year at the 2023 Housing Heroes Awards. She studied at the University of Nottingham, gaining a Physics degree and then a Masters degree in Banking and Financial Markets.

Vimal Gaglani
Director of Corporate Finance, Abri

Vimal is a Finance and Treasury professional, with over 20 years’ experience in several sectors including, large listed multinational groups, the non-for-profit sector and audit practices. Vimal Joined Radian Group in 2015, as their Head of Treasury & Finance Risk and following merger, is currently, Director of Treasury and Financial Planning at Abri Group. Vimal is also a board member and member of the Audit, Finance & Risk committee at Ability Housing Association, who specialise in the provision of housing, care and support services to people with physical and learning disabilities with the overall vision to help their customers to live more independently.

Kate Henderson
Chief Executive, National Housing Federation

Kate is Chief Executive of the National Housing Federation (NHF), the voice of housing associations in England. Kate is passionate about tackling the housing crisis, inequality and climate change. She is a member of several government panels including the Rough Sleeping Advisory Panel and the Social Housing White Paper Expert Challenge Panel. Kate become a Fellow of the Academy of Social Sciences in 2021. Prior to joining the NHF in 2018, Kate was Chief Executive of the Town and Country Planning Association.

Keely Henderson
Head of Treasury – Property, Riverside

Nicola Henry
Senior Fund Manager, Canada Life

Fiona Hollingsworth
Director of Growth & Partnerships, CHP

Fiona joined Essex-based housing association CHP in February 2023 and is responsible for the teams who develop new homes across the region. A key part of Fiona’s role is working with for-profit organisations, investors and other partners to optimise our income we can re-invest in new and existing homes.

Before joining CHP Fiona was Head of Housing and Growth at Capital Letters, an organisation which works in partnership with London councils and private landlords to help homeless families find secure, settled homes.

Will Jeffwitz
Head of Policy, National Housing Federation

Will Jeffwitz is Head of Policy at the National Housing Federation. He has also worked on housing supply and finance at the NHF, and previously had policy roles in the civil service and the charity sector.

Tariq Kazi
Group Treasurer, Peabody Trust

Louise Leaver
Partner, Bevan Brittan

Louise is a banking and finance lawyer specialising in housing finance and the joint head of Bevan Brittan's housing practice. She has been acting for borrowers and lenders for over 20 years, and represents a broad range of clients including corporate borrowers, registered providers, charitable entities, property developers, banks and institutional investors.

Louise advises on all types of loan agreements, security documentation, intercreditor and security trust arrangements, swap transactions and capital market issues. She specialise in supporting and advising clients in the social housing sector to raise funds, whether through short-term revolving credit facilities or longer-term private placements and bond issuance. She also advises on development finance, acquisition finance, off-balance sheet delivery models, joint venture arrangements and restructurings. Louise is recognised for providing commercial and pragmatic advice to clients and for using her experience acting for borrowers and lenders to evolve and document new funding structures.

Janet Legge
Deputy Chief Executive, Association of Corporate Treasurers (ACT)

Janet Legge is the Deputy Chief Executive of the Association of Corporate Treasurers (ACT). She has worked in the education sector for over 15 years with leading awarding bodies such as City & Guilds and Pearson. She has extensive experience of qualification design and development and assessment delivery, but her passion lies in strategy and innovation and delivering optimal changes for her teams and the organisation. Since coming to the ACT, she has focused on delivering an updated and relevant qualification suite, including a new qualification on sustainable finance, and robust and sustainable online-invigilated on-demand assessments. Rolling out digital credentials to the ACT community and working with partner learning organisations to extend the reach of treasury qualifications to a wider.

Janet has a Master’s degree in Applied Linguistics, from Rhodes University in South Africa and a Level 5 Certificate in Leadership and Management from the Institute of Leadership & Management (ILM).

Scott Martin
Executive Director of Resources, Karbon Homes

Scott started his career with KPMG before moving into senior finance and management roles in the housebuilding sector. He spent 10 years at Barratt Homes North East as Finance Director and Managing Director before taking the position as Group Finance Director for Story Homes. Scott joined Karbon Homes in 2020 as Executive Director of Resources, responsible for finance, treasury, ICT and people and organisational development. During his time at Karbon, Scott has worked on the issue of £100m of listed loan notes and the merger of three organisations into the Karbon Group (Byker Community Trust, Leeds and Yorkshire Housing Association and South Tyneside Housing Ventures Trust), growing homes under management by 4,000 to 32,000. Scott is a member of the National Housing Federation’s Housing SORP working party, an audit committee member of Prosper Procurement Limited and governor of Teesside University.

Peter Merchant
Investment Director, Octopus Investments

Peter joined Octopus as Investment Director within the Affordable Housing team in August 2021 having spent the previous four years with a joint venture partner of Octopus. Peter is responsible for originating and executing affordable housing developments and has over 20 years’ affordable housing experience, both as a developer in housing associations and as a consultant. He is also an independent non-executive director for Buckinghamshire Housing Association.

Sophie Metcalfe
Senior Researcher, Institute for Government

Sophie is a senior researcher working in the Institute for Government’s policy making team. Her research specialises in why chronic policy problems persist, and lessons from past UK governments’ major policymaking success stories. Her recent report How the government can build more homes assessed why successive governments have failed to deliver on their housebuilding pledges, and how the Starmer government can set a better record.

Helen Miller
Director, IFS

Jayesh Mistry
Head of Energy Services, Sero

Jayesh leads Sero’s Energy-as-a-Service solution, supporting the social housing sector in planning, funding, and delivering large-scale retrofits. With a 30-year career in corporate and commercial finance, Jayesh has structured and supported significant investments across the property and real estate sectors, including infrastructure, government projects, sustainability initiatives, and housing. He is passionate about developing innovative finance models that empower landlords to fund retrofits, while helping residents to heat and power their homes more affordably.

Priya Nair
Chief Executive, The Housing Finance Corporation (THFC)

A senior executive with over 25 years’ experience in financial services, infrastructure and housing, Priya is passionate about leveraging sustainable, long-term investment to help deliver positive economic and societal outcomes in the affordable housing sector. Before joining in March 2024, Priya was a Senior Director at abrdn in its infrastructure team. With a focus on infrastructure and housing, Priya was responsible for financing, capital raising and deal strategy across all its flagship infrastructure funds and investments. Prior to that, Priya spent over 13 years at the Royal Bank of Canada in their global private markets team and seven years at Citi. In addition to leading THFC, Priya acts as a senior advisor to organisations working across government, infrastructure and technology where she provides counsel on corporate finance, governance, risk management and investment strategies. She is a Non-Executive Director and the Chair of the Investment Committee at the Port of London Authority and a Senior Adviser to Good Governance Capital. Priya also supports several non-profit originations and charities with a focus on sport and education. She is currently a Senior Trustee of community sports charity, Sported, the UK’s largest network of community groups supporting half a million young people through the power of sport.

Paul Norman
Director of Asset Strategy, Clarion

Paul has over 30 years’ experience in asset management / property service in both the public and private sector. Paul has responsibility for asset strategy, stock transfers, disposals and acquisitions along with regeneration, sustainability, innovation and decarbonisation of Clarion existing portfolio. Paul’s vision for Clarion is “a plan for every home” whereby every customer has full transparency of projected investment and interventions in their home.

Joanne O’Dea
Managing Associate, Addleshaw Goddard

Joanne is a Managing Associate in the Social, Sustainable & Green Finance team at Addleshaw Goddard and specialises in advising funders on a range of social housing and ESG-linked finance transactions (including new lending, refinancings and merger transactions, sustainability-linked lending and green and social loans). Joanne has also advised financial institutions on their policies for green and social loans and has significant experience in broader real estate finance.

Rhys Parry
Director of Finance, Adra

Adra is the largest housing association in north Wales with 7,500 homes. Rhys is Adra’s Director of Resources and he also deputises for the Chief Executive.

Rhys is an ACCA qualified accountant with over 30 years’ experience in senior finance roles across various sectors. Since 2019 Rhys has arranged £300m of loan funding for Adra using a range of different lending products. The initial complete refinancing unlocked Adra’s development potential, resulting in the creation of over 1,000 new homes in the past 5 years. An additional 1,000 new homes are planned for the next 5 years - navigating the evolving lending landscape will be a crucial element of this further growth.

Rhys was delighted when Adra won the “ESG Excellence Award” at the 2025 Finance Awards Wales, with Adra’s early adoption of the Sustainability Reporting Standard playing a part of this. Rhys is also proud of the “Ty Gwyrddfai” decarbonisation hub established by Adra. This innovative partnership with further and higher education providers provides a dedicated facility for low carbon technology training, upskilling for retrofitting, and green technology research.

Rhys is the Treasurer of a local theatre and also of Eisteddfod yr Urdd 2026, the largest youth festival in Europe.

Yogeta Partridge
Consultant, Independant

Will Perry
Director of Strategy, Regulator of Social Housing

Will is Director of Strategy at the Regulator of Social Housing, where he is responsible for developing corporate strategy, business intelligence and regulatory policy. He is also responsible for the Regulator’s relationships with the funding markets and the regulation of for-profit providers. Will is a qualified chartered accountant, was until recently a non-executive board member of The Housing Finance Corporation.

Richard Petty
Head of Residential Valuation, JLL

Richard Petty is a Chartered Surveyor and Head of UK Residential Valuation at JLL, with responsibility for the firm’s Residential Valuation teams across the country, including Affordable Housing. The JLL teams cover the full range of residential property, including prime and ‘super prime’ homes, PRS, build to rent (both multi and single family), development schemes and investment portfolios of every scale. Richard has 38 years’ professional experience, with the last 29 years principally focused on affordable housing. Outside JLL, he is a Board member at Watford Community Housing Trust, Chair of Clarendon Living Limited, and a Board member of The Riverside Group. He has also held NED roles at Richmond Housing Partnership, Anchor Hanover Group and Dolphin Living Limited.

Henrietta Podd
Head of Advisory and Funding, Allia C&C

Henrietta has more than 35 years’ experience in financial markets advising public sector, commercial and not-for-profit businesses on funding and risk management. Over the last 15 years she has focussed on advising housing associations and other charities especially in care and specialised supported housing, and has been involved in many financial innovations to support the sector. She was formerly a member of the Housing Committee of the CoE pension fund, and is a member of CISI.

Naveen Rathour
Director, Interest Rate Derivatives, Lloyds Bank

Naveen has 20 years of Capital Markets experience, specialising in Rates since 2016 where he helps clients manage their interest rate, inflation and currency risks through the use of hedging. He previously worked in the Corporate DCM teams at Lloyds Bank and Société Générale. Prior to that he was at RBS between 2005-10 focussed on Structured & Corporate Credit. Naveen read Economics at the University of Manchester, is an Associate Member of the Association of Corporate Treasurers and is a CFA Charterholder.

Jonathan Roberts
Group Treasurer, Vivid

Jon is a Chartered Accountant and Corporate Treasurer (AMCT). He trained with Grant Thornton and has since worked in housing, in the both the private and HA sectors.

He is Group Treasurer of VIVID, a leading provider of affordable homes in the south of England. VIVID was the fifth largest HA developer of 23/24, building over 1,500 homes. Its large development programme is underpinned by sector-leading margins (>40%). Jon has raised over £1bn for social housing, including the sector’s believed to be first Green Loan with Barclays, which was recently ‘Highly Commended’ at the ACT’s ‘Deals of the Year’.

Saghar Roya
Partner, Devonshires

Saghar specialises in advising clients, ranging from Smaller Registered Providers to G15 members, on all aspects of the Securitisation process in the charging of security under varying loan facilities, private placements, public bonds and EMTN programmes ranging from £1 million to £1 billion. In addition, Saghar’s broad knowledge and experience includes acting for clients on mergers and group restructurings, large-scale refinancing transactions, and development finance.

Saghar also heads the sub-team of the Securitisation Department dedicated to Smaller Registered Providers. This sub-team provides specialist advice on all securitisation matters as well as bespoke training aimed at helping Smaller Registered Providers maximise and enhance their property portfolios and upskilling their staff.

Mariam Sani
Head of Asset Control and Grant Compliance, Legal & General Affordable Homes

Mariam boasts over 17 years of experience in securitisation and property charging, beginning her career at a law firm before transitioning to the Registered Providers (RP) sector. Currently, Mariam leads the property charging, insurance, and grants compliance team at Legal & General’s Affordable Homes. Mariam manages the RP's Asset & Liabilities Register and offers strategic guidance on the fundability of development schemes, mortgagee exclusion clauses within section 106 agreements, and ultra vires issues. Additionally, Mariam is instrumental in developing Legal & General’s digital platform and implementing internal processes and procedures to ensure best practices and regularly leads internal training sessions. Mariam is committed to social and affordable housing, with a keen interest in how the sector evolves and improves its processes and data management. Mariam believes that well-informed decisions are crucial for building sustainable communities and homes. Mariam served as the chair of the sector-wide RP Legal Treasury Group for over 5 years between 2018-2024, and in 2024 transitioned to be the co-chair of the Property Finance Working Group.

Ash Shah
Board Member, Accent Housing

Rachael Sivewright
Head of Treasury, LiveWest

Béatrice de Taisne
Managing Director, UK and Nordic IPF Head, S&P

Emma Turner
Director of Corporate Finance, Riverside Housing

Emma has worked in the sector now for over five years. Prior to that, she spent 15 years working for Big Four accounting firms providing international tax and treasury consulting to a range of businesses in the UK and abroad, from small family owned SME’s through to FTSE 100 groups. Emma is both a chartered accountant and qualified corporate treasurer. Her team at Riverside recently won a prestigious Deal of the Year Award from the Association of Corporate Treasurers for their sector leading SONIA RCF with Lloyds bank back in March 2020. Emma is passionate about both treasury and the values at the core of social housing. She believes strong treasury foundations are key to running successful businesses, whether for profit or not.

Anna Wallace
Treasurer, Hyde Group

Anna Wallace is Treasurer at the Hyde Group, a housing association with about 48,000 homes in London, the south east of England and neighbouring areas. Anna has 15 years of experience of working in treasury for housing associations. She’s a Chartered Management Accountant and an Associate Member of the Association of Corporate Treasurers. She’s responsible for Hyde’s treasury activities, including raising of capital, hedging, risk management, strategy, regulation, credit rating assessments and investor relations. She led Hyde’s long term debt restructuring programme, which lasted four years and resulted in the repayment of over £1bn of loans and swaps, resulting in significant interest savings and improved terms.

Greg Whelan
Chief Finance Officer, Watford Community Housing

Greg is a qualified accountant and treasurer with 20 years experience of working in the social housing sector, including roles at Hightown Housing, Housing Solutions and currently Watford Community Housing - a company he has recently returned to after working there for a decade earlier in his career. He is passionate about social housing and improving the supply and quality of housing available to residents.

Louise Woodroffe
Head of Treasury, Hastings Insurance